Consult With A Lender

The first-step in the home buying process…even before you begin looking at homes…is to consult with a lender. As a result of the fiscal housing crisis we encountered not so long ago, banks and other private lending institutions have become much stricter with their lending standards which means two things for you as a home buyer: 1) the pre-approval process has become more rigorous, and 2) a serious home seller will not even entertain an offer that isn’t accompanied by a pre-approval letter from a credible lender.

There are a number of lending institutions that offer a variety of mortgage products. Financing options and rates can vary widely, so it’s important to do your research to ensure that you obtain the best possible mortgage for your needs.

We have several trusted lenders whom we routinely recommend and work with that meet our extremely high professional standards. If you would like a referral, please just ask!